# TERMS OF SERVICE **Last Updated: June 3, 2026** These Terms of Service (these "**Terms**") constitute a legally binding agreement between you and Market Cards Limited, a company incorporated in the British Virgin Islands ("**Company**," "**we**," "**us**," or "**our**"), and govern your access to and use of our websites, applications, interfaces, software, features, content, and related products and services (collectively, the "**Services**"). The Services provide a platform for collectible-card-linked digital tokens, related marketplace features, custody coordination, redemption-related features, supported stablecoin payment and settlement support, and other related functionality that may be offered from time to time. By accessing or using the Services, you agree to be bound by these Terms and any Platform Rules. If you do not agree to these Terms, you must not access or use the Services. We may make available certain features, campaigns, mechanics, procedures, or service components that are subject to supplemental rules, notices, or additional terms. If there is a conflict between these Terms and any supplemental rules, notices, or additional terms, the supplemental terms will control solely with respect to the relevant feature or service component. *** #### 1. Definitions **1.1 Collectible.** "**Collectible**" means a physical trading card or other physical collectible item that may be associated with a Token through the Services. **1.2 Token.** "**Token**" means a digital token, blockchain-based record, platform-recognized digital record, account entry, or other supported digital representation, including an ERC-20 token or other supported token where made available, that is linked to a Collectible solely in the manner described by the Platform Rules. A Token may be recorded on a blockchain, maintained in platform records, or reflected through a combination of blockchain records and platform-recognized records, as determined by us under the Platform Rules. Where a Token is maintained in whole or in part in platform records rather than on-chain, the Platform Rules will disclose the applicable custody model, record-keeping mechanism, and whether such Token is capable of being migrated on-chain or withdrawn to a self-custodial wallet, subject to eligibility requirements and applicable law. A Token represents ownership, redemption, delivery, possession, control, title, security interest, beneficial interest, and other rights in the Collectible, as expressly provided in the Platform Rules and any applicable Disposal Mechanism. For the avoidance of doubt, the existence of a blockchain address, token balance, smart contract record, token identifier, account entry, or platform-recognized record does not mean that any Token is freely transferable, withdrawable, exportable, redeemable, or capable of peer-to-peer transfer outside the Services. **1.3 Platform Rules.** "**Platform Rules**" means any rules, procedures, requirements, restrictions, fees, parameters, or policies that we publish or make available from time to time in connection with the Services. The Platform Rules are incorporated into and form part of these Terms. **1.4 Disposal Mechanism.** "**Disposal Mechanism**" means any redemption, buyout, auction, bid process, delivery allocation process, settlement process, burn, cancellation, release, or other mechanism made available through the Services or under the Platform Rules for determining whether, when, how, and to whom a Collectible, proceeds, Token-related settlement, or other related benefit may be delivered, released, allocated, cancelled, or otherwise settled. **1.5 Restricted User.** "**Restricted User**" has the meaning set forth in Section 2.2. *** #### 2. Eligibility and Restricted Users **2.1 Eligibility.** You must be at least the age of majority in your jurisdiction and have full power and capacity to agree to these Terms and use the Services. **2.2 Restricted Users.** The Services are not offered to, and may not be accessed or used by, any person or entity that is: (a) located, resident, incorporated, organized, established, or operating in Mainland China (i.e., the People's Republic of China, excluding the Hong Kong Special Administrative Region, the Macao Special Administrative Region, and Taiwan), Cuba, Iran, North Korea, Syria, the Crimea region, the so-called Donetsk People's Republic, the so-called Luhansk People's Republic, or any other country or territory subject to comprehensive sanctions, embargoes, or substantially similar restrictions; (b) owned or controlled by, acting on behalf of, or acting for the benefit of, any person or entity described in Section 2.2(a); (c) identified on any sanctions or restricted party list maintained by the United Nations, the United States, the European Union, the United Kingdom, or any other applicable governmental, regulatory, or enforcement authority; or (d) otherwise prohibited from accessing or using the Services under any applicable law, regulation, sanctions program, export control, or other legal restriction, in each case as determined by us in our sole discretion. **2.3 No Circumvention.** You must not use any VPN, proxy, relay, routing mechanism, false identity, third-party account, masking technology, or other means to circumvent any geographic, sanctions, access, or use restrictions applicable to the Services. **2.4 Access Restrictions.** We may, at any time and in our sole discretion, restrict, suspend, terminate, or refuse access to the Services where we believe such action is necessary or appropriate for legal, sanctions, compliance, abuse-prevention, platform-integrity, operational, security, or other reasons. *** #### 3. Wallets, Wallet Accounts and Transfers **3.1 Supported Wallets.** To use certain features of the Services, you may be required to connect or use a wallet, wallet account, wallet address, or wallet interface supported by the Services. Supported wallets may include externally connected self-custodial wallets, embedded wallets, wallet accounts, or wallet infrastructure made available through third-party wallet providers. The custody model, control model, recovery model, signing process, supported networks, supported assets, exportability, withdrawal functionality, transfer functionality, and other limitations of any wallet, wallet account, or wallet interface may vary depending on the wallet provider, technical configuration, Platform Rules, and applicable law. **3.2 User Responsibility.** You are responsible for the security of any wallet, wallet account, credentials, passwords, signing devices, recovery methods, and approvals under your control, and for all activities initiated from or through such wallet or wallet account. **3.3 Third-Party Wallet Providers.** Where a wallet or wallet account is provided, supported, or enabled through a third-party wallet provider, your use of that wallet or wallet account may be subject to that provider's own terms, privacy policy, security model, recovery model, custody model, control model, authorization model, and technical limitations. We are not responsible for any act, omission, failure, downtime, exploit, error, loss, or other issue arising out of or relating to any third-party wallet provider or blockchain infrastructure provider. **3.4 Transfer Restrictions.** Tokens may be subject to transfer restrictions, platform-level controls, allowlists, holding restrictions, lock-up restrictions, compliance restrictions, wallet restrictions, smart-contract restrictions, withdrawal restrictions, export restrictions, or other limitations under the Platform Rules. The availability of an embedded wallet, wallet address, blockchain record, platform account, Token balance, or wallet connection does not mean that any Token is freely transferable, withdrawable, exportable, or capable of peer-to-peer transfer outside the Services. Tokens may be transferable only through approved platform mechanisms, approved wallets, approved smart contracts, allowlisted addresses, platform-recognized records, or other methods expressly permitted under the Platform Rules. We may decline to recognize, support, process, display, or give effect to any attempted transfer, assignment, sale, purchase, pledge, encumbrance, withdrawal, export, or other disposition of any Token that is not made through, or not recognized under, the applicable Platform Rules. **3.5 No Recovery Obligation.** Except as expressly stated in the Platform Rules, we do not undertake to recover, reset, restore, or maintain any wallet, wallet account, private key, recovery method, password, credential, or digital asset for you. *** #### 4. Services, Platform Rules and Platform Discretion **4.1 Services.** The Services may allow users, subject to the Platform Rules and where supported, to view, acquire, list, transfer through approved mechanisms, bid on, hold, redeem, settle, or otherwise interact with Tokens and related service components. **4.2 No Transactional Role.** Unless we expressly state otherwise in writing, we are not the seller, buyer, transferor, transferee, consignor, consignee, broker, dealer, escrow agent, fiduciary, or other transactional counterparty with respect to user-to-user activity on or through the Services. **4.3 Activities Subject to Platform Rules.** All listings, bids, orders, transfers, trades, settlements, redemptions, deliveries, Disposal Mechanisms, rewards, incentives, fees, restrictions, and other activities on or through the Services are subject to the Platform Rules. **4.4 Changes to Services and Platform Rules.** We may modify, suspend, limit, condition, discontinue, replace, restart, or make subject to additional conditions any part of the Services or any Platform Rules at any time, with or without prior notice, for operational, legal, technical, security, compliance, abuse-prevention, market-integrity, fairness, or other reasons. **4.5 Platform Intervention Rights.** We may reject, cancel, suspend, void, correct, offset, adjust, decline to process, or otherwise intervene in any listing, order, transaction, transfer, settlement, redemption, delivery allocation, Disposal Mechanism, reward, platform record, platform-recognized consequence of any activity, or related activity, to the extent technically and legally feasible, where we determine, in our sole discretion, that doing so is necessary or appropriate for legal, operational, technical, abuse-prevention, market-integrity, sanctions, security, fairness, or other reasons. We will use reasonable efforts to notify affected users of material interventions where practicable, but our failure to do so shall not affect the validity of such intervention. *** #### 5. Tokens, Collectibles and Disposal Mechanisms **5.1 Token Rights.** A Token is linked to a Collectible only in the manner described by the Platform Rules. Holding a Token does not by itself entitle you to possess, claim, redeem, demand delivery of, or otherwise receive the linked Collectible except through, and strictly subject to, an applicable Disposal Mechanism and the Platform Rules. **5.2 No Value Guarantee.** We do not guarantee any relationship between the market price, trading level, or perceived value of any Token and the condition, grade, rarity, desirability, market price, or other characteristics of any linked Collectible. **5.3 Disposal Mechanisms.** We may offer one or more Disposal Mechanisms from time to time. All eligibility thresholds, participation conditions, deposits, timelines, windows, mechanics, anti-manipulation measures, settlement procedures, delivery allocation procedures, burn or cancellation mechanics, and other terms relating to any Disposal Mechanism are governed by the Platform Rules and may be adjusted at any time. **5.4 Disposal Mechanism Discretion.** We may refuse, suspend, delay, cancel, re-open, extend, shorten, invalidate, or otherwise modify any Disposal Mechanism or any user's participation in it for legal, operational, technical, risk-management, market-integrity, fairness, abuse-prevention, sanctions, security, or other reasons. *** #### 6. Information, Estimates and Automated Outputs **6.1 No Professional Advice.** We do not provide appraisal, valuation, grading, authentication, brokerage, financial, legal, tax, or other professional advice. **6.2 Informational Materials.** Any information, descriptions, grades, rankings, commentary, market data, estimates, pricing ranges, scores, automated outputs, algorithmic outputs, AI-assisted outputs, bot-generated outputs, or other materials provided through the Services are for general informational and reference purposes only. Such information may be generated using third-party data, public-market data, internal data, automated tools, AI-assisted tools, algorithmic tools, bot-based tools, or internal methodologies, and may be incomplete, inaccurate, delayed, unavailable, outdated, or based on assumptions, models, inputs, or data sources that may change without notice. **6.3 Automated Outputs.** Any automated valuation tool, pricing bot, AI-assisted estimate, algorithmic score, ranking, pricing range, market reference, or similar feature made available through the Services is provided solely as a non-binding informational reference. It is not an independent appraisal, professional valuation opinion, investment recommendation, financial advice, guarantee of value, guarantee of liquidity, or representation of the price at which any Token or Collectible may be purchased, sold, redeemed, delivered, insured, liquidated, privatized, settled, or otherwise disposed of. Users must not rely on any such information or output as the sole basis for any transaction-related decision. Except as expressly stated in the Platform Rules for a specific Disposal Mechanism, no estimate, ranking, score, pricing range, automated output, algorithmic output, bot-generated output, AI-assisted output, or other informational reference is binding on us, any user, or any third party. If any automated output, pricing tool, valuation bot, AI-assisted output, algorithmic score, or similar information is used as an input for a specific Disposal Mechanism, the applicable Platform Rules will describe the relevant methodology, limitations, adjustment rights, and whether such output is binding for that specific mechanism. *** #### 7. Fees, Taxes and Third-Party Costs **7.1 Network and Infrastructure Fees.** You are solely responsible for all blockchain, network, transaction, and infrastructure-related fees and costs, including gas fees, protocol fees, priority fees, validator-, sequencer-, or block-producer-related fees, bridge fees, routing fees, wallet-provider fees, and any other third-party costs, charges, expenses, or liabilities arising from or relating to your use of the Services. Such fees may fluctuate, may be non-refundable, and may be charged, retained, deducted, burned, or otherwise processed by third-party networks, validators, sequencers, block producers, bridges, routing providers, wallet providers, or other infrastructure providers rather than by us. **7.2 Taxes and Other Costs.** You are solely responsible for all customs duties, import or export charges, taxes, and other third-party costs, charges, expenses, or liabilities arising from or relating to your use of the Services, except as expressly stated otherwise in the Platform Rules. **7.3 Platform Fees.** Any fees charged by us are as set out in the Platform Rules, as may be updated from time to time. We may round, adjust, withhold, deduct, net, set off, or otherwise process fees, expenses, deposits, distributions, rewards, or transaction-related amounts in accordance with the Platform Rules. *** #### 8. Custody, Delivery and Related Services **8.1 Related Services.** Certain related services may be offered from time to time under the Platform Rules, including services relating to delivery coordination, logistics, authentication, grading, insurance coordination, storage arrangements, settlement, or Disposal Mechanisms. Any such services may be modified, replaced, suspended, outsourced, discontinued, or made subject to additional conditions at any time. **8.2 Third-Party Service Providers.** We may engage, replace, or rely on third-party service providers in connection with any related services. We do not guarantee the performance, availability, timelines, actions, omissions, decisions, insurance coverage, delivery outcomes, storage outcomes, or conduct of any third-party service provider. **8.3 Asset Insurance.** If we provide Custody Services for Collectibles, we shall maintain insurance policies covering such Collectibles while in our physical possession or the possession of our authorized agents. The scope of coverage, coverage limits, sub-limits, deductibles, and exclusions shall be as set forth in the Platform Rules. We reserve the right to modify the terms of the Asset Insurance from time to time upon reasonable prior notice. You acknowledge that Asset Insurance may not cover all risks, and certain types of loss or damage may be excluded. **8.4 Platform Liability for Custody Services.** If any Collectible held under our Custody Services is lost, damaged, destroyed, or becomes unable to be returned due to our willful misconduct or gross negligence, we will use commercially reasonable efforts to assist you in filing a claim under the Asset Insurance. If insurance proceeds are insufficient to cover the fair market value of such Collectible as determined by us in good faith based on commercially reasonable evidence at the time it was placed into custody, we shall pay the shortfall as compensatory damages, up to a maximum of US$10,000 per single Collectible. For purposes of this Section 8.4, fair market value shall not be determined solely by any Token trading price, automated valuation tool, pricing bot, AI-assisted estimate, algorithmic output, user listing price, bid, offer, or other non-binding market reference, unless expressly required by the applicable Platform Rules. In any event, our aggregate liability for all claims arising out of or relating to the Custody Services shall not exceed US$500,000 or three (3) times the total fees paid by you for the Custody Services in the twelve (12) months preceding the event giving rise to the claim, whichever is lower. **8.5 Exclusions.** We shall not be liable for any loss, damage, delay, inability to return a Collectible, or reduction in value arising out of or relating to force majeure events, governmental action, cyberattacks, blockchain network failures, third-party service provider failures, your failure to follow the Platform Rules, incorrect information provided by you, inherent deterioration or wear, or any loss or damage occurring after you have taken physical possession of the Collectible or after it has been delivered to a third-party carrier designated by you. **8.6 Insolvency or Cessation of Operations.** In the event of our insolvency, bankruptcy, or permanent cessation of business operations, we will use commercially reasonable efforts to return, sell, allocate, distribute, cancel, burn, or otherwise settle any Collectibles then held by us in accordance with the applicable Platform Rules, applicable law, and any insolvency, liquidation, bankruptcy, court, regulatory, or similar process. You are solely responsible for all shipping, handling, insurance, taxes, and other costs associated with such return or settlement, except as expressly stated otherwise in the Platform Rules. *** #### 9. Rewards, Incentives and Campaigns **9.1 Campaigns.** The Services may include rewards, incentives, promotional campaigns, distributions, fee-sharing mechanics, airdrops, or similar features, if expressly made available by us under the Platform Rules. **9.2 Rules and Changes.** All eligibility rules, lock-up periods, caps, formulas, calculations, forfeiture rules, suspensions, and terminations relating to any such feature are governed solely by the Platform Rules. We may change, suspend, reduce, expand, discontinue, or restart any such feature at any time in our sole discretion. **9.3 No Guaranteed Benefits.** We do not guarantee that any reward, distribution, fee-sharing amount, incentive, campaign benefit, airdrop, or other benefit will accrue, become available, or be paid at any time. No user has any vested, accrued, or guaranteed right to receive any such benefit unless and until all applicable conditions under the Platform Rules have been satisfied and we have confirmed such benefit as final and payable in accordance with the Platform Rules. **9.4 MintBox Allocation Mechanism.** The Services may offer a MintBox mechanism, a promotional allocation mechanism under which users may acquire allocation tickets, participate in a verifiable draw process based on a publicly generated draw factor, and receive either a digital token allocation of equivalent value to their payment or a full refund of their payment. **Non-Gambling Statement.** The MintBox mechanism is a promotional allocation mechanism based on transparent, verifiable rules. It is **not a lottery, sweepstakes, gambling activity, or game of chance**. Every participant receives either: * (a) digital tokens with a value equal to their payment, or * (b) a full refund of their payment. No participant loses any portion of their payment. The mechanism does not involve any random reallocation of payments among participants. Detailed rules, including ticket generation, draw factor determination, lucky digit rules, and box type differentiation, are set out in the Platform Rules. *** #### 10. Restrictions You must not, directly or indirectly: (a) violate these Terms, any Platform Rules, or any applicable law; (b) engage in fraud, deception, misrepresentation, impersonation, abusive conduct, or market manipulation, including wash trading, spoofing, collusion, coordinated bidding, artificial price creation, or deceptive practices; (c) access or use the Services for any unlawful, abusive, or unauthorized purpose; (d) use the Services to launder funds, disguise proceeds, evade sanctions, or facilitate unlawful conduct; (e) interfere with, disrupt, damage, disable, overburden, or impair the Services or any blockchain, network, node, wallet integration, API, smart contract, or related system; (f) scrape, crawl, mirror, reverse engineer, decompile, disassemble, copy, frame, republish, or exploit any part of the Services except as expressly permitted by us; (g) upload, submit, or use any misleading, false, infringing, defamatory, illegal, or harmful content; (h) attempt to gain unauthorized access to any account, wallet connection, system, data, or infrastructure; (i) circumvent any geographic, technical, sanctions, compliance, or access restrictions; (j) use any bot, automation, script, exploit, or similar tool to manipulate or abuse the Services; (k) encourage, permit, or assist any third party to do any of the foregoing; or (l) use the Services in connection with any form of illegal gambling, betting, wagering, or other gaming-related activity prohibited by applicable law, or use any Token, Collectible, marketplace feature, or Disposal Mechanism to facilitate or disguise gambling-related transactions. *** #### 11. Intellectual Property **11.1 Ownership.** The Services, including all software, interfaces, code, text, graphics, designs, logos, marks, compilations, and other content made available by us, are owned by us or our licensors and are protected by intellectual property and other laws. **11.2 Limited License.** Subject to your compliance with these Terms, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services solely as permitted by these Terms. **11.3 No Transfer of IP Rights.** Except to the extent expressly stated in writing by us, your acquisition, holding, transfer, redemption, or disposal of any Token does not transfer to you any copyright, trademark, publicity right, design right, database right, or other intellectual property right in or relating to any Collectible, Collectible-linked content, digitized representation, photograph, scan, image, rendering, metadata, listing content, platform page, marketplace display, promotional asset, or platform record. **11.4 User Content.** If you submit, upload, post, transmit, or otherwise provide any content, materials, information, images, descriptions, listings, comments, or other data through the Services ("**User Content**"), you grant us a worldwide, non-exclusive, royalty-free, fully paid-up, transferable, sublicensable license to host, store, copy, reproduce, adapt, modify, publish, display, distribute, and otherwise use such User Content for operating, improving, promoting, defending, or providing the Services. You represent and warrant that you have all rights necessary to provide any User Content and to grant the foregoing license, and that your User Content and any Collectible submitted or made available through the Services do not infringe, violate, or misappropriate any intellectual property, publicity, privacy, contractual, or other rights of any person. *** #### 12. Disclaimers and Risk Allocation **12.1 Services Provided As-Is.** THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, RELIABILITY, AVAILABILITY, SECURITY, OR QUIET ENJOYMENT. **12.2 No Availability or Performance Warranty.** We do not warrant that the Services, any Token, any Collectible-linked functionality, any related service, any Disposal Mechanism, any wallet activity, or any blockchain interaction will be available, accessible, uninterrupted, error-free, secure, timely, or free of bugs, failures, exploits, third-party issues, or network-level events. **12.3 No Price or Outcome Guarantee.** We do not warrant or guarantee any price, value, market, demand, liquidity, delivery outcome, authenticity, condition, grade, performance, or result with respect to any Token, Collectible, related service, or Disposal Mechanism. **12.4 Blockchain, Wallet and Third-Party Risks.** You acknowledge and accept that the Services may involve blockchain-based technologies, wallets, wallet accounts, digital assets, stablecoin payments, smart contracts, bridges, validators, sequencers, nodes, RPC providers, third-party software, third-party infrastructure, and third-party service providers, all of which involve inherent and elevated risks. We are not responsible for any losses, damages, costs, or claims arising out of or relating to user error, forgotten passwords, lost recovery methods, lost private keys, incorrect transactions, mistaken approvals, unauthorized access, phishing, malware, social engineering, network congestion, failed transactions, forks, chain reorganizations, replay events, smart contract vulnerabilities, bridge failures, validator issues, sequencer issues, RPC failures, wallet-provider failures, third-party service failures, cyberattacks, exploits, or other technology-related, blockchain-related, user-side, or third-party events. **12.5 Token Records.** Tokens are intangible digital assets, digital representations, digital records, or platform-recognized account entries that may exist only by virtue of the ownership record, control record, platform record, blockchain record, smart contract state, wallet record, or other state maintained on the relevant blockchain, network, technical system, platform record, or other records recognized under the applicable Platform Rules. Any transfer, assignment, or change in control of a Token may occur only through the relevant blockchain, network, technical system, platform record, or other records recognized under the applicable Platform Rules. We do not guarantee that we, or any third party, can effect, recognize, reverse, correct, recover, or restore any transfer, assignment, or control of any Token. *** #### 13. Limitation of Liability **13.1 Scope.** To the maximum extent permitted by law, the disclaimers, exclusions, waivers, and limitations set out in these Terms apply to any and all claims arising out of or relating to the Services, any Token, any Collectible, any related service, any Disposal Mechanism, any Platform Rule, any wallet, any wallet account, any blockchain interaction, or any third-party service provider. **13.2 Excluded Claims.** To the maximum extent permitted by law, we shall not be liable for any loss, damage, liability, claim, cost, or expense of any kind arising out of or relating to: (a) your access to or use of, or inability to access or use, the Services; (b) any Token, Collectible, related service, Disposal Mechanism, or Platform Rule; (c) any wallet, wallet account, blockchain, validator, sequencer, bridge, smart contract, node, network, RPC provider, or third-party service; (d) any delay, interruption, error, bug, outage, fork, exploit, hack, attack, congestion, failed transaction, misrouted transaction, loss of access, or unauthorized access; (e) any action or omission of any user or third party; or (f) any suspension, restriction, cancellation, correction, offset, adjustment, delay, modification, or termination of access, use, trading, participation rights, related services, platform records, platform-recognized consequences of any activity, or Disposal Mechanisms. **13.3 No Consequential Damages.** To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, exemplary, punitive, or similar damages, or for any loss of profits, revenue, business, goodwill, data, expected savings, business opportunity, or other intangible losses, even if advised of the possibility of such damages. **13.4 Release.** To the maximum extent permitted by law, you irrevocably waive, release, and discharge any claim against us arising out of or relating to risks inherent in blockchain technology, wallets, wallet accounts, digital asset transfers, third-party service providers, market volatility, Platform Rule changes, or the unavailability or modification of any feature of the Services. *** #### 14. Indemnification and Termination **14.1 Indemnification.** You agree to indemnify, defend, and hold harmless the Company, its affiliates, subsidiaries, parent entities, officers, directors, employees, agents, licensors, service providers, and contractors from and against any and all claims, liabilities, damages, losses, costs, expenses, fees, judgments, fines, or penalties arising out of or relating to: (a) your access to or use of the Services; (b) your violation of these Terms, any Platform Rules, or any applicable law, regulation, or third-party right; (c) your User Content, any Collectible you submit or make available through the Services, or any activity associated with your wallet or wallet account; (d) your negligence, willful misconduct, or fraudulent acts; (e) any dispute between you and another user or third party arising out of or relating to the Services; or (f) any third-party claims arising out of or relating to your use of the Services. **14.2 Termination by Us.** We may terminate these Terms, or suspend or restrict your access to the Services, at any time and in our sole discretion, with or without prior notice, if you violate these Terms or the Platform Rules, are or become a Restricted User, pose a risk to the Platform or others, if we discontinue the Services or any material part thereof, if required by applicable law, regulation, or governmental order, or for legitimate business, legal, operational, risk-management, or platform-integrity reasons, as determined by us in good faith. **14.3 Effect of Termination.** Upon termination, your license to access and use the Services shall immediately terminate, you shall cease all use of the Services, and any rights or benefits you had under these Terms or the Platform Rules shall terminate, except to the extent expressly preserved under the Platform Rules or applicable law. We may retain data in accordance with our Privacy Policy and applicable law. All provisions that by their nature should survive termination shall survive. *** #### 15. General Provisions **15.1 Updates.** We may update these Terms or any Platform Rules at any time. Updated Terms or Platform Rules become effective when posted, unless a later effective time is stated. Your continued access to or use of the Services following any update constitutes acceptance of the updated Terms or Platform Rules. **15.2 Entire Agreement.** These Terms and the Platform Rules constitute the entire agreement between you and us with respect to your access to and use of the Services, and supersede all prior or contemporaneous agreements, understandings, representations, or warranties, whether written or oral, relating to the Services. **15.3 Severability.** If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect to the maximum extent permitted by law. The invalid, illegal, or unenforceable provision shall be replaced by a valid, legal, and enforceable provision that most closely reflects the original intent of the parties. **15.4 Waiver.** Our failure to enforce any provision of these Terms or the Platform Rules shall not constitute a waiver of such provision or any other provision, nor shall any single or partial enforcement of any provision preclude any other or further enforcement. **15.5 Assignment.** You may not assign or transfer these Terms or any of your rights or obligations hereunder without our prior written consent. We may assign or transfer these Terms, in whole or in part, to any affiliate, successor, or acquirer without your consent. **15.6 Notices.** All notices, requests, or communications required or permitted under these Terms shall be in writing and delivered to the relevant party at the contact information set forth below or such other address as the party may notify the other from time to time. Notices to us shall be sent to \[Insert Company Email Address], and notices to you shall be sent to the email address associated with your account, if applicable, or such other address you provide to us. **15.7 Force Majeure.** We shall not be liable for any delay, failure, or inability to perform any obligation under these Terms due to force majeure events, including natural disasters, war, riot, strike, governmental action, cyberattacks, blockchain network failures, or other events beyond our reasonable control. **15.8 Independent Contractors.** Nothing in these Terms shall be construed to create a partnership, joint venture, agency, fiduciary, employment, or similar relationship between you and us, unless expressly stated otherwise in writing by us. **15.9 Contact Information.** If you have any questions, concerns, or requests relating to these Terms or the Services, you may contact us at . **15.10 Privacy Policy.** Our Privacy Policy, which is available on our company information page, is incorporated into these Terms by reference. By accessing or using the Services, you acknowledge that you have read, understood, and agree to our collection, use, storage, and disclosure of your information as described in the Privacy Policy. *** #### 16. Governing Law and Dispute Resolution **16.1 Governing Law.** This Agreement and any dispute arising out of or in connection with it shall be governed by and construed in accordance with the laws of the British Virgin Islands, without regard to its conflict of law principles. **16.2 Informal Negotiation.** The parties shall first attempt to resolve any dispute through friendly negotiation. Either party may send a written notice of dispute to the other, and the parties shall attempt in good faith to resolve the dispute within thirty (30) days after delivery of such notice. **16.3 Arbitration.** If the dispute cannot be resolved through negotiation, any dispute arising out of or in connection with this Agreement, including any question regarding its existence, validity, interpretation, performance or termination, shall be finally settled by arbitration in accordance with the UNCITRAL Arbitration Rules, which are deemed to be incorporated by reference into this clause. * **Seat of Arbitration:** Singapore * **Language of Arbitration:** English * **Number of Arbitrators:** One * **Appointing Authority:** Singapore International Arbitration Centre (SIAC) The arbitration proceedings shall be conducted confidentially. The arbitral award shall be final and binding upon both parties. **16.4 Class Action Waiver.** You and we agree that each party may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. Unless otherwise agreed in writing by both parties, the arbitrator may not consolidate more than one party's claims and may not preside over any form of representative or class proceeding. If any part of this class action waiver is held to be invalid or unenforceable, that part shall be severed and the remainder shall remain in effect. **16.5 Exception for Injunctive Relief.** Notwithstanding the foregoing, either party may seek injunctive or other interim relief from a court of competent jurisdiction to protect its intellectual property rights, confidential information, or to prevent irreparable harm. For such purposes, the parties irrevocably submit to the non-exclusive jurisdiction of the courts of the British Virgin Islands. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.market.cards/legal/terms-of-service.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.